Our solutions are designed to meet the evolving needs of individuals, small businesses, and enterprises. From intelligent savings plans and secure payment systems to cutting-edge POS services and globally accepted ATM cards - Local and Dollar cards, we offer a comprehensive financial ecosystem tailored to modern life.
At Choicemonie, depositing is secure and seamless. We protect your funds with advanced encryption, fraud monitoring, and global compliance. Enjoy 24/7 access, instant alerts, and complete transparency—empowering you to save, grow, and bank with total confidence and peace of mind.
At Choicemonie, your banking security is our highest priority. We use advanced encryption, real-time fraud detection, and global compliance standards to safeguard your data and funds. Trust us for a safe, reliable, and secure financial experience—anytime, anywhere.
Choicemonie offers exceptional customer support with rapid response times, expert assistance, and 24/7 availability. Our dedicated team ensures your financial experience is smooth, secure, and stress-free—every step of the way. Trust us to support what matters most.
At Choicemonie, we’re not just building a fintech platform—we’re creating a secure, intelligent, and accessible financial ecosystem designed to meet the evolving needs of individuals, entrepreneurs, and businesses. Our robust suite of features is tailored to simplify your financial life, enhance your banking experience, and give you full control over your money. Here’s what sets us apart:
At ChoiceMonie, we believe that accessing your financial account should be fast, secure, and effortless—anytime, anywhere. Whether you're monitoring your balance, performing transactions, or managing your savings, we provide a reliable and intelligent account access system built for the modern world.
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At ChoiceMonie, we understand that timely and reliable fund transfers are critical to your personal and business needs. That’s why we’ve designed a transfer system that combines speed, security, and simplicity empowering you to move money with confidence, locally and globally.
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Managing your everyday bills shouldn’t be a hassle. At ChoiceMonie, we’ve redefined the way you handle bill payments—making it easier, faster, and more secure. Whether you're settling utilities, topping up airtime, or paying subscriptions, ChoiceMonie provides a seamless experience that saves you time and keeps you connected.
Explore MoreAt ChoiceMonie, we believe that every business big or small deserves the tools to thrive in today’s fast-paced digital economy. That’s why we offer a comprehensive suite of financial services and business solutions designed to unlock your full potential, boost productivity, and drive long-term success. Whether you're a startup, a retail vendor, a service provider, or an established enterprise, ChoiceMonie gives you the financial power, flexibility, and intelligence you need to scale with confidence.
Over 95k+ individuals have successfully opend their accounts with ChoiceMonie
Over $10 million in payments have been successfully processed since the commencement of operations.
In today’s digital world, the need for extra-secure financial transactions has never been more critical. At ChoiceMonie, we prioritize your protection by delivering a highly secure, resilient, and intelligent transaction environment that ensures your money and data are safe—every time. Whether you're transferring funds, making payments, saving, or using our POS services, ChoiceMonie is built on world-class security architecture designed to prevent fraud, detect threats, and give you complete peace of mind.
At ChoiceMonie, our users are at the heart of everything we do. From individuals to small business owners, thousands trust us daily for fast, secure, and seamless financial services. Their stories reflect our commitment to excellence, innovation, and reliability. Whether it’s the ease of saving, the speed of fund transfers, or the power of our POS and bill payment solutions, our users consistently share how ChoiceMonie has simplified and empowered their financial lives. Real experiences. Real results. Trusted by thousands.
"Choicemonie completely transformed how I manage my finances. As a small business owner, I used to struggle with delays and unreliable platforms. Since switching to Choicemonie, every transaction—savings, transfers, bill payments—has been fast, secure, and effortless. Their POS service has boosted my daily sales, and the support team is always responsive. This isn’t just another fintech app—it’s a real solution. Choicemonie gave me control, confidence, and peace of mind."
"Choicemonie has been a game-changer for me. From the moment I signed up, everything just worked—smoothly and securely. I can save effortlessly, pay bills instantly, and send money without stress. Their app is user-friendly, and the level of trust I have in their system is unmatched. As someone who values reliability and speed, Choicemonie delivers beyond expectations. I honestly wish I had discovered it sooner."
"Using Choicemonie has been one of the best financial decisions I've made. As a working mother, I needed a platform that’s fast, secure, and easy to use—and Choicemonie delivers on all fronts. I pay bills, send money, and even save for my kids’ future—all from one app. The convenience and peace of mind it brings are priceless. Choicemonie isn’t just a service; it’s a lifeline."
Find quick answers to common questions about Choicemonie’s services, features, security, and account management.
Creating an account with Choicemonie is fast, easy, and secure. Follow these simple steps to get started: ✅ Step 1: Download the App Visit the Google Play Store or Apple App Store, search for Choicemonie, and download the app to your smartphone. ✅ Step 2: Launch the App Open the Choicemonie app and click on “Create Account” or “Sign Up” to begin the registration process. ✅ Step 3: Provide Basic Information Enter your full name, mobile number, email address, and create a secure password. Ensure all details are accurate and up-to-date. ✅ Step 4: Verify Your Phone Number & Email You’ll receive a One-Time Password (OTP) via Email & SMS. Enter the OTP to verify and activate your mobile number. ✅ Step 5: Set Up Your Profile Complete your profile by uploading a valid ID (for KYC), adding a profile photo (optional), and selecting your preferred account settings. ✅ Step 6: Start Using Choicemonie Once your account is verified, you can start saving, transferring funds, paying bills, and enjoying the full range of Choicemonie services. Need help? Our support team is available 24/7 via live chat or email to guide you through the process.
✅ Step 1: Log in to Your Choicemonie Account Open the Choicemonie app or web platform and securely log in using your phone number, password, or biometric authentication. ✅ Step 2: Select “Send Money” From the dashboard or homepage, tap on the “Send Money” option to begin your transaction. ✅ Step 3: Enter Recipient Details Input the recipient’s account number, select their bank or wallet provider, and double-check the name that appears. ✅ Step 4: Enter the Amount Type in the amount you want to send. Ensure you have sufficient balance in your Choicemonie wallet. ✅ Step 5: Confirm & Authenticate Review the transaction summary, then authenticate using your PIN, OTP, or biometric verification. ✅ Step 6: Transaction Complete Once confirmed, your money is sent instantly. You’ll receive a transaction receipt and notification for your records. Tip: You can also view your full transaction history anytime under the “Transactions” tab. With Choicemonie, sending money online is always fast, secure, and stress-free.
Absolutely. At Choicemonie, your money is protected with bank-grade security, including end-to-end encryption, multi-factor authentication, and real-time fraud monitoring. We comply with all regulatory standards to ensure your funds and personal data remain safe at all times.
With ChoiceMonie Target-Savings, you can set clear financial goals and save consistently over time. Follow these easy steps to get started: ✅ Step 1: Log in to Your Choicemonie Account Open the Choicemonie app and log in using your registered phone number and password or biometric login. ✅ Step 2: Go to “Target Savings” On the home screen or menu, tap on “Savings” and select “Target Savings” from the available options. ✅ Step 3: Create a Savings Goal Enter your savings goal name (e.g., Rent, Vacation), choose your target amount, duration, and saving frequency (daily, weekly, or monthly). ✅ Step 4: Set Funding Source Choose your preferred funding source—your Choicemonie wallet or a linked bank account—and confirm the automatic or manual deposit method. ✅ Step 5: Confirm and Activate Review your savings plan details and tap “Create” to activate your Target-Savings account. ✅ Step 6: Track Your Progress Monitor your savings growth in real-time through your dashboard. You’ll receive notifications on contributions and milestones. Start saving with purpose and discipline—Choicemonie Target-Savings makes it easy to reach your financial goals.
